Tax Help for Self-Employed Expats

Most late-filing expats owe little or no U.S. tax, because the Foreign Earned Income Exclusion removes up to $130,000 of earned income for the 2025 tax year and the Foreign Tax Credit offsets most of the rest, so many catch-up returns result in $0 in income tax. You still have to file to claim these benefits, but filing rarely means a large bill.

We review your income, credits, and years owed, then show you where you stand before any work begins. If you earn above the exclusion or hold foreign investments, you may owe some tax, and we handle those more complex returns, too.

Greenback’s Streamlined Filing package is a flat $1,750 and covers the full federal catch-up: 3 years of federal returns (Form 1040, 2555, and schedules), 6 years of FBARs (FinCEN Form 114), and Form 14653, the non-willfulness certification you sign yourself.

It is prepared by a CPA or IRS Enrolled Agent who works with late filers every day, and you review and approve the full package before anything is filed. Most clients who qualify pay minimal or no penalties.

Catching up costs a flat $1,750 total through Greenback’s Streamlined Filing package, no matter how many back years you file, and it covers 3 years of federal returns, 6 years of FBARs, and Form 14653.

State returns are $185, small-business filing is $750, and Form 8938 is $120+ for up to five accounts, all published flat fees.

This is Greenback’s fee to prepare your return; most late filers owe the IRS little or nothing on top. See your price up front with a free estimate, and you do not pay until your return is complete and you approve it.

Yes. Even if the IRS has already contacted you, we can still help you get compliant, often through another path, such as Delinquent FBAR Procedures or a Reasonable Cause statement when Streamlined Filing no longer applies. We handle complex cases and IRS correspondence for you.

For most expats, catching up is a routine, penalty-free civil process, not a criminal one, and honest mistakes are not held against you. Most clients go from sign-up to filed in about two to four weeks.

Yes. Even without complete records, we can still catch you up. Most late filers are missing something, so we help rebuild your tax history from bank statements, employment contracts, and foreign tax assessments. When a document truly cannot be found, your accountant works from reasonable estimates that the IRS accepts. After multiple moves or job changes, this is normal, and it does not stop you from filing accurately and getting back on track.

A dedicated Greenback accountant, a U.S. CPA or IRS Enrolled Agent with deep experience in expat and late-filing cases, prepares your return from start to finish. It is never outsourced and never automated, and the same professional works with you throughout.

Many of our accountants have lived abroad themselves, so they know the realities of catching up on taxes from overseas. We stand behind the returns we prepare, and if the IRS has questions later, your accountant helps you review the notice and respond.

Most people who are years behind need more than one filing, and you do not have to work out which. Your accountant reviews the years you missed and tells you what applies.

For most late filers that is the Streamlined package at a flat $1,750, covering 3 years of federal returns, 6 years of FBARs, and Form 14653.

Add a state return at $185 if your old state still expects one, or small business filing at $750 if you had business income. Every piece has a published flat fee, so you see your full total before any work starts.