Identity Protection PIN: Essential IRS Tool for US Expats to Prevent Tax Fraud
Every year, countless taxpayers fall victim to tax-related identity theft, and US expats are no exception. One effective measure introduced by the IRS to protect taxpayers, including those residing abroad, is the Identity Protection Personal Identification Number (IP PIN). In this guide, we’ll delve into what an IP PIN is, how it can protect US expats, and how you can obtain one from the IRS.
What is an Identity Protection PIN (IP PIN)?
An Identity Protection PIN (IP PIN) is a unique six-digit code assigned by the IRS to eligible taxpayers to verify their identity when submitting their tax returns. A new number is assigned annually. Its main purpose is to prevent tax identity theft by ensuring only the rightful taxpayer can file their return under their Social Security Number (SSN).
Why Should US Expats Consider Getting an IP PIN?
US expats, living and working abroad, may face unique challenges and increased vulnerability when filing taxes remotely. Having an IP PIN provides significant protection by:
- Reducing the risk of fraudulent tax returns.
- Ensuring timely processing of legitimate returns.
- Preventing delays or disruptions due to identity verification.
By proactively obtaining an IP PIN, expats add an extra layer of security to their sensitive tax and financial data.
Who Can Get an Identity Protection PIN?
Initially available only to taxpayers who were confirmed victims of identity theft, the IRS has expanded the IP PIN eligibility. Now, any taxpayer with an SSN or Individual Taxpayer Identification Number (ITIN) can voluntarily apply and obtain an IP PIN—an especially useful option for US expats looking to strengthen their tax security.
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Steps for US Expats to Obtain an IP PIN
To secure your Identity Protection PIN, follow these steps:
1. Register or Log in to IRS.gov
Visit the IRS IP PIN page and click on the “Get an IP PIN” tool. You’ll need to create an account or log in if you’ve already set up an account with the IRS.
Required information typically includes:
- Social Security Number or ITIN
- A valid email address
- Financial account details, such as a credit card or loan account number, for verification purposes.
2. Verify Your Identity
The IRS will confirm your identity through an online verification process. Due to enhanced security measures, expats may sometimes face verification challenges online. If unable to verify online, expats can file IRS Form 15227, visit an IRS Taxpayer Assistance Center (if in the US), or call the IRS international helpline at +1-267-941-1000.
3. Receive Your IP PIN
After successfully verifying your identity, you will immediately receive your unique six-digit IP PIN online. Be sure to securely store your IP PIN, as it’s essential for filing your tax return.
How to Use Your IP PIN When Filing Taxes as an Expat
When filing your tax return, simply include your IP PIN in the designated space. It’s crucial to use the correct PIN assigned for the relevant tax year, as the IRS issues a new IP PIN annually.
For e-filed returns, your tax preparation software will prompt you for the IP PIN before final submission. For paper returns, clearly enter your IP PIN next to your signature.
What if You Lose Your IP PIN?
If your IP PIN is misplaced, don’t panic. Simply log into your IRS.gov account to retrieve it. For expats who cannot access their IP PIN online, contacting the IRS international helpline (+1-267-941-1000) is another option.
Best Practices for US Expats to Safeguard Their IP PIN
Protecting your IP PIN is just as important as obtaining one. Here are simple tips to keep your IP PIN secure:
- Store your IP PIN securely; use a password-protected file or secure password manager.
- Never share your IP PIN with unauthorized individuals.
- Be cautious of phishing scams—remember, the IRS never initiates contact via email, social media, or text messages requesting personal details.
FAQs for US Expats about Identity Protection PIN
Do I Need a New IP PIN Each Year?
Yes, the IRS issues new IP PINs annually. Always use the latest IP PIN when filing.
Is the IP PIN Mandatory?
While voluntary for most taxpayers, once you opt-in, using an IP PIN annually becomes mandatory for filing.
Can My Tax Preparer Request My IP PIN?
For security reasons, only you—the taxpayer—can obtain or retrieve your IP PIN through the IRS. Share it only with a trusted, verified tax preparer and never through unsecured channels.
If you’ve lost or don’t know your IP PIN, you’ll need to log in to your IRS account to get it. Your preparer can’t access this information for you.
What Happens if I File My Taxes Without My IP PIN?
The IRS will reject an e-filed return without an IP PIN or delay a paper return significantly.
Bottom Line: Why US Expats Should Get an IP PIN Today
As a US expat, securing your tax identity from abroad should be a priority. Obtaining and using an IP PIN ensures peace of mind, minimizes the risk of tax fraud, and facilitates smooth tax filing—so you can continue enjoying life overseas without unnecessary stress.
Ready to get started? Visit the IRS Get an IP PIN page now and secure your tax information today.
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