How Do I Find My Routing Number?

Your routing number is a 9-digit number used to identify your bank or credit union within the US banking system. You can find it on a personal check by looking at the numbers printed along the bottom.

Here’s how to read them:

1. First group of numbers – This is your routing number
2. Second group – Your account number
3. Third group – The check number

If you don’t have a checkbook, you can usually find your routing number by:

• Logging into your online banking portal
• Checking your bank’s website (most list routing numbers by state)
• Calling your bank’s customer service line

Note for expats: If you’re using a non-US bank account, it will not have a US routing number. In that case, you may need to provide an IBAN or SWIFT/BIC code for international transactions. Your bank can confirm the appropriate details.

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