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What do I do if I haven’t filed foreign bank account reporting (FBAR) for several years?

The Streamlined Program allows individuals who are low risk to catch up on their late taxes. This requires you to file your last three years of tax returns and up to six FBARs. Alternatively, some people do what is informally known as a “quiet disclosure,” meaning they just file the late paperwork and hope for the best. The appropriate option will depend on your specific circumstances. Generally speaking, unless you have been actively hiding money offshore, the Streamlined Program is likely your best option.

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