Does my FBAR extension need to be separately requested, or does it apply automatically?

The FBAR (FinCEN 114) for the 2025 tax year is due April 15, 2026, with an automatic extension to October 15, 2026. You do not need to file a separate request for the extension; it is applied automatically by FinCEN.

Key deadline details:

• Original due date: April 15, 2026
• Automatic extension: October 15, 2026
• No Form 4868 needed: The FBAR extension is automatic
• Expat residency does not change the FBAR deadline

What if October 15 falls on a weekend or holiday:

• Deadline moves to the next business day
• Still files through the BSA E-Filing System

Related filings and 2026 deadlines:

Late FBAR options:

• Reasonable cause statement with a timely-filed FBAR for a prior year
• Delinquent FBAR Submission Procedures for prior years never filed
• Streamlined Foreign Offshore if tax issues also exist

For catch-up FBAR filing help, see our FBAR Reporting Guide.